DAY TRADING MADE SIMPLE

Day Trading is a form of speculation in securities in which a trader buys and sells a financial instrument within the same trading day so that all positions are closed before the market closes for the trading day to avoid unmanageable risks and negative price gaps between one day’s close and the next day’s price at the open.

Long and Short trading
Scalping & Momentum Trading
Swing Trading
Equity Trading
Derivative Trading
Forex Currency Trading
Options Trading
EFT’s Markets
Futures Trading
Commodity Trading
Crypto Trading

“An investment in knowledge pays the best interest.”
— Benjamin Franklin

Credit Repair, Restoration, & Activation

Do you struggle with your finances? Do you find yourself spending too much, not saving enough, or simply lacking a long-term financial plan? 

Money is a major source of stress for many people. And it’s one of those things that is often really difficult for people to talk about. If you feel like you could use some help to get your financial life in order then you might want to check out financial counseling. 

What is financial counseling? 

Financial counseling typically occurs in one-to-one client sessions where the purpose is to help guide clients toward making financial improvements that meet individualized goals outlined by the client and counselor. 

A financial counselor will usually begin with an analysis of their client’s current financial situation. They will inquire about their clients’ financial habits, behaviors, and attitudes. Then, working together, the counselor and client will set clear and achievable objectives to improve the clients’ overall financial health. 

Why should you consider financial counseling?

There are a number of reasons that you might want to connect with a financial counselor, including:

• Participating in unhealthy financial behaviors (shopaholic, gambling, hoarding money)
• Difficulty dealing with your finances (avoiding opening bills, struggling to pay off debt) 
• Money is causing relationship issues with your partner (you are hiding money issues, lying about money, being too controlling with money, etc.)
• Financial issues are causing you to feel especially stressed out or depressed 
• You just need help getting your financial life in order or you feel like you would benefit from speaking to someone 

The bottom line, if you feel like you need help getting your financial life in order and could benefit from speaking with someone knowledgeable in this area. We all need someone to talk to when we are feeling stressed or anxious about something. Money is no different. However, a lot of people feel very uncomfortable talking about their finances with their family or friends. A financial counselor is a great choice for people who want an objective person to help them set financial goals and provide counseling and education that will improve their financial life.

How financial counseling can help you manage debt

If you are feeling dragged down due to the emotional effects of debt or other money issues, financial counseling might be the answer you’re looking for. 

A qualified financial counselor can work with you to create a budget and financial plan that will help you to manage your debt. They can provide advice and recommendations to help you get your head above water. 

They can also help you to deal with the emotional side of your money. Debt can be extremely stressful and can bring up a lot of negative feelings and emotions. The right financial therapist can help you to deal with both the financial planning side of your money as well as the emotional side. They can help you to develop a healthier money mindset and work toward changing negative financial behaviors. 

Will you seek financial counseling?

Money is emotional, there is no debating it. Money is also one of those topics that many people find difficult to talk about. If you don’t feel comfortable discussing your money issues with a family member or friend, consider seeking the advice of a financial counselor. Not only will they offer a non-judgmental ear to listen, but a certified financial counselor can also offer personalized financial advice that can help you achieve your money goals.

What are the benefits of financial counseling? 

Anyone who is struggling with their finances in some capacity is a good candidate for financial counseling. You don’t have to wait until you’re experiencing bankruptcy or foreclosure before you reach out. The benefits of getting financial counseling can include: 

• Getting to the bottom of your financial behaviors, emotions, and actions. Understanding the root cause will allow you to address your money problems and make more positive changes.
• You can work with a qualified counselor to set up a financial plan that will help you to achieve your financial goals (debt repayment, increased savings, etc.) 
• A financial counselor provides a non-judgmental ear to listen to all of your financial troubles. 
• The right financial counselor can help you and your partner work through some of your money issues together

5 Signs you need Credit Counseling

• You have a poor credit score
• If you have a poor (less than 580) or fair (580 to 669) FICO score, those three digits are likely  holding you back from getting a car or other loan at a good interest rate, getting approved for credit cards and maybe even getting a job if a potential employer runs a pre-hiring credit check.
• A credit counselor can pull a copy of your credit report, show you areas where you need to improve, and offer advice on how to raise your credit score to good (670 to 799), very good (740 to 799) or exceptional (800+).

People with medical debt are three times more likely to have mental health issues such as depression, anxiety, and stress due to worrying about debt, according to a 2020 study by AIMS Public Health. But it’s not just medical debt that can keep you up at night and make you irritable, anxious, and depressed.

• You can’t pay your bills on time
• You’re stressed over debt
• If you’re constantly juggling which utilities to pay and which to let slide for a few weeks or whether to make a credit card payment vs. your monthly car payment, you could benefit from some guidance on budgeting and paying off debt.
• You’re in debt over your head
• If you have thousands of dollars in credit card debt that you’re struggling to pay off — or even make timely payments on at all — you can benefit from credit counseling.
• Bill collectors are calling

When you’re deep in debt and struggling financially, telling another person about the extent of your financial woes may sound scary. However, a credit counselor can help you work payments into your budget and come up with a debt payment plan with an end in sight. They can also help you with several financial aspects, including:

• Creating a budget
• Finding ways to improve your credit score
• Working out payment plans with creditors
• Creating a debt payoff plan
• Building savings

A credit counselor can help you create a monthly budget that helps you manage money better and pinpoint areas where you can cut back, while improving financial literacy with classes on buying a home, understanding student loans, and more. If you’re losing sleep over debt and other financial troubles, meeting with a credit counselor is an excellent first step to getting back on track and learning good money habits so you don’t end up in the same situation later.